If you were involved in a car accident, you might be eligible to claim road traffic accident compensation. Claims can be made for a number of reasons. For example, you could potentially put forward a claim against the owner of the vehicle responsible for damaging your car, whether the owner is a company or a pedestrian.
If you have severe injuries, this is another reason to pursue a claim. Being awarded compensation is more likely if you have injuries that prevent you from returning to work or carrying out everyday tasks. Any compensation you do receive could pay for ongoing medical treatment or be used to support you as you recover.
The claims process can be a daunting one. If you’re stuck on where to begin, follow the steps laid out below to make the process a little less stressful.
Get Any Injuries Checked Out
When you make a road traffic accident compensation claim, you’re seeking money for the pain and suffering you endured because of your physical and psychological injuries.
After a car accident, it’s easy to get caught up in the adrenaline rush and forget to look after yourself. However, you should check to see if you have any cuts, grazes, or deeper wounds that require attention as soon as possible.
Even if you have no visible injuries, always go to a medical professional for guidance – particularly if you hit your head. A concussion can be life-threatening and may develop instantly or over the course of a few days.
Not only is looking out for injuries important for your health but doing so will also help you to build a strong case. Ensure you collect documentation for all medical appointments, including any ongoing treatment. This will assist in proving that your life was directly altered by the car accident.
Take Photographs Of The Scene Of The Car Accident (If You’re Able)
Another crucial step is to take photographs. These photos should be of your injuries and of any obvious marks, scratches, dents, or damage to your vehicle. Photograph any signs of damage on the road where the accident happened, too. It can also show how it happened. For example, if a Ford Focus Estate crashed into your KIA Picanto, you can see the height difference and how the damage was caused.
You should also take photos of the other vehicle (if applicable) and the vehicle registration. This is better than writing these details down, as photos you took can’t be erased or altered.
If in doubt, take a photo. Too many photos are always better than not enough, and concrete evidence will be very useful during the claims process.
Depending on how severe your injuries are, taking photos may not be possible. If this is the case, ask the person or people with you to assist. Alternatively, ask any witnesses to either take photos and videos on your behalf or to send you any evidence they recorded themselves. You can also see if you could request CCTV footage of the accident.
Speak With Anyone Who Witnessed The Car Accident
As mentioned, witnesses are extremely helpful when it comes to a car accident. As well as photos or videos that detail the accident itself or the aftermath, a witness statement can back up your own account of the accident.
Witnesses don’t just have to be other drivers. If the accident happened in a pedestrian area, people in nearby shops or cafes could be useful to speak to.
Exchange contact details with all witnesses so you can get in touch with them again if necessary. Let any witnesses tell what happened in their own way. Trying to influence or rewrite what a witness has said could affect your claim.
Assess The Damage
Examining the damage done to your car is key. Damage can be anything from a brand-new dent to a completely wrecked car.
If your car was taken away as a result of being too badly damaged to drive, ensure you get all the details from the company who took your car. Get a report of whether your car can be repaired, and, if so, how much it will cost.
If you can still drive your car, note any damage before you drive away. This is important, as the person or company you’re making a claim against may try and blame marks and scratches on other circumstances.
Get Legal Advice On Making A Compensation Claim
Going forward with a road traffic accident claim can be a lengthy and time-consuming process, even if you know what you’re doing. If you have no idea about how to proceed legally, the stress will only pile on. Because of this, it’s always a good idea to seek legal advice.
If you are part of a union, contact the union to explain the situation. Many offer a legal advice service that’s either free or heavily discounted. Plus, look into colleges or universities offering law courses near you (or contact your university directly if you are enrolled in one). Some have an advice service with similar terms.
Finally, reach out to law firms that specialise in road traffic accident claims. Many offer a free advice service. Always be upfront and honest about what happened and about any evidence you have. Otherwise, you could end up having to pay legal fees for pursuing a claim that doesn’t work out.
Key Takeaways On Making A Road Traffic Accident Claim
- Be on top of having injuries checked out by a medical professional. This should be done on the same day as the accident if possible to support your health and to back up your claim.
- Don’t hesitate to take photos or video footage of anything you think could be relevant. Gather as much evidence as you can, and make sure to save all files in a safe place.
- Exchange contact information with witnesses and take statements. Remember to request any photos or video footage taken by witnesses. Anything that backs up your own statement will make your road traffic accident claim stronger.
- Closely inspect your car and note all areas of damage, both minor and major. Don’t forget to check the tyres. Every bump, scratch, and dent should be accounted for.
- Research your options for receiving free legal advice. Contact any unions you are a part of, local universities or colleges offering law courses, and specialised law firms. Remember to be honest so you receive the best and most relevant advice.
