Ford KAMany may have likened their growing years to a time when they were young, wild, and free. Interestingly, it is also a period of one's life when you are being introduced newly to some of the demands of adulthood.

As a young car owner, one of your financial responsibilities is your car insurance, and since it can be on the high side, you may be concerned about how to keep it low.

What if we told you that there are certain cars you can cruise around in with your family and friends at a much lower insurance cost?

Such cars are still readily available, and they will help you ease the notoriously high financial costs of your insurance premium.

Are you eager to find out what they are? Let's get started!

1. Citroen C1
The C1 is affordable, comfortable, and available in an eco-friendly one liter and 1.2-liter petrol engine. It can travel as far as 69 miles per annum and has a light steering that makes it so easy to navigate.

That is not all, as this car model is portable and sleek. Also, it is available in Airplay and vibe versions, which come with very low insurance groups.

This car is ideal for every young person who wants to enjoy the comfort of a vehicle and still save while at it.

2. Ford Ka
Are you still looking to save more off your insurance premium? Here is another notable car choice. The Ford Ka has been serving lots of young people for many years; hence, it should not be hard to believe that it’ll have an affordable young driver insurance premium.

Young drivers who choose the Ford Ka over other vehicles are entitled to a lesser insurance premium. Its 1.2 TiVCT horsepower studio model is by far one of the cheapest car insurance options, and it is under the 1E group of Insurance.

Although it is smaller in size compared to the Ford Fiesta Model, this vehicle has been a popular choice among young people because of its usefulness and practicality.

3. Volkswagen Polo
When you require a reliable, spacious, yet affordable small car, you have it all in this German model that has been in the market for more than 40 years and is still counting. That is quite a long time to test for its durability.

One of the benefits of its 65hp, 1.0-liter engine is that you can choose between the Beats, S, or SE trim while maintaining the 1E insurance group.

4. Smart ForFour
As the name implies, this portable car is perfectly suited for four people, and it can be the reason why you will be paying a lower cost for your insurance premium- If you own the car.

Its 71hp Pure trim fits in a low insurance group of 1E(which is the cheapest group to insure). Try not to mistake it for its Smart ForTwo model that has only two seats, as this model comes with extra seat space and two pairs of doors for greater comfort.

5. Nissan Micra
Built with several customizable and safety equipment options. This car model is, no doubt, one of the best low insurance vehicles that you are likely to find out there.

The Nissan Micra Japanese model has a 1E insurance group. Its 71hp, 1.0litre petrol engine is available in different trim levels, and it is a cheaper insurance option, compared to its 1.6, 1.5, and 1.2-liter engine type.

6. Skoda Citigo
Here is another excellent option for every young person who will like to reduce their insurance premium. The Skoda brand is a household name for producing reliable cars; hence, you can rest assured that you are making the right choice.

This award-winning car has a 1.0 liter 3 cylinder engine that has a combination of 3 or 5 doors, depending on your interests. Also, it is a very popular city car, and it is highly compatible with new drivers because of its ease of use, and it belongs to the low insurance group of vehicles.

7 .VW Up!
Although it is well known as Volkswagens smallest car, its excellent build quality and affordable running cost makes it one of the most entertaining small cars that you will ever find on the market today.

The VW Up is available in 1.0 liters, 60hp petrol engine, and comes in a move or takes trim options, all within the cost bracket of 1E Insurance.

The Up is accessible in an electric version, which is also known as e-up, but you will be required to pay more for your insurance premium, compared to the lesser price of the five-door or three-door 1.0-liter petrol engine model.

Young drivers have a lot to deal with, from getting acquainted with road use and the alarming cost of insuring their cars, etc. However, you can have a completely different experience when you follow our guidelines on how to choose a car that will immediately lower your insurance premium.

Now that you know, you are in a better position to avoid the mistakes that most young car owners make.

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